Thursday, March 25, 2021

Template for Family for Follow-Up

Template for a Guidance Document to be set up by the Head Person as the Primary Guide for the Tasks the Family should do to tidy up the affairs after that Head Person is Gone.

Introduction:

     Here is a template that might be set up by one in order to help one's family with guidance on Tasks the Family Members have to do in order to tidy up the affairs of the estate after that person is gone.

     This template was merely a suggestion by the writer with no obligation or guarantee that it covers all or most situations. Individuals may have to set up a list of tasks with guidance from their attorneys and accountants and based on the customs and laws of their country, state, and locality. It is the belief of the writer that this template serves the residents of US. Residents of other countries may have to get a suitable template for their own circumstances, and locations. It will, however, be of great help if knowledgeable people develop templates suitable for specific locations and make them freely available. Even if the developers of templates charge a small charge for a template, it will be good business for the developers and highly beneficial for the families.

     I will be happy if the following Template enables and excites them to develop and post good and useful Templates for the said purpose.

     I will be happier if my small contribution is acknowledged.

Task List – “After Me”

     When one is gone, those left behind will have a number of tasks to do.

      Hence, it is best if seniors prepare a list, update it periodically, and leave it where the loved ones can access it, if and when needed. Keep this document in a secure place as there can be some level of confidential information in here. Here is a template to prepare such a list with information that is appropriate in your case.

      The details here are relevant to US residents and if you live in another country, such details have to be changed.

      Please note that this is not your will. You should state where they can find your will. You should check with an attorney if this template is right for your situation.

      The preparers and providers of this template neither assume any responsibility nor provide any warranties. The user should use their discretion and judgement in utilizing this guidance template.

      Best wishes to readers.

The Template

 Part 1:

Name: ________________________________

 

My will can be found in the security container at ­­­­­__________________(e.g. Bank/Institution name).

 

Many of my accounts are jointly held with my spouse and they can be accessed by the spouse.

 The spouse should transfer such accounts to her/his name as soon as possible after me.

 Here is what should be done immediately after I am gone? [1]

 o   Get a legal pronouncement of death from a doctor or hospice nurse or call 911.

o    Arrange for transportation of the body

o    Notify my doctor (name and phone number)   __________

       or the county coroner (Name and phone number)  _________________.

o    Notify close family and friends. (List attached)

Name ________________ can contact others.

o    Handle care of dependents and pets.

o   Call my employer ________________

o    Request info about benefits and any pay due to me. Ask whether there was a life-insurance policy through the employer/company.

o   Arrange for funeral and burial or cremation (Some steps are in the Table in Part 2 below.)

o   Details, if there is a prepaid burial plan or cremation plan? (Yes ----, No ---)

o   Prepare an Obituary (See my resume).

o   I do or do not belong to a group ­­­­____________, that would handle any ceremony?

o   Ask a friend or relative ____________ to keep an eye on the home, answer the phone, collect mail, throw food out (so that it does not rot in the refrigerator), and water plants.

o   Obtain death certificates from the funeral home.

o   Get official copies of death certificate from County or State office.

o   Make multiple copies of death certificate.

 

Part 2:

Notify the Following

Serial No.

Task

Organization

Phone

Address

web

Remarks

1

Legal Pronouncement of Death

Doctor (Name)

 

 

 

As applicable

2

Alternative to the above

Hospice

 

 

 

As applicable

3

Alternative to the above

Emergency

911

 

 

As applicable

4

Transport of Body

Funeral home

 

 

 

 

5

Notifying the County Coroner

 

 

 

 

 

6

Notifying friends

Location of the list (of Friends)

 

 

 

 

7

Inform Employer

 

 

 

 

Name of boss/colleague

8

Funeral/Cremation

Funeral home

 

 

 

 

9

Service

Temple/church

 

 

 

 

10

Prepare Obituary

Location for information

 

 

 

Resume or website

11

Safe keep home

Request Friends

 

 

 

 

12

Death certificate

Funeral home

 

 

 

Make 10-20 copies

13

Official Death Certificates

County or State

 

 

 

 

The following organizations have to be contacted as soon as possible, perhaps, with a Copy of the Death Certificate.

Serial Number

Organization

Reference Number

Phone

Web

Address

Remarks

1

Social Security Administration

My social security number

1-800-772-1213

 

 

Note 1

2

Employer or Former Employer

 

 

 

 

Note 2

3

Annuities

 

 

 

 

Note 3

4

Life Insurance Company

Insurance policy number

 

 

 

Note 4

5

Health Insurance

ID

 

 

 

Note 5

6

Dental Insurance

ID

 

 

 

Note 6

7

Vision Insurance

ID

 

 

 

Note 7

8

IRA 1

 

 

 

 

Note 8

9

IRA 2

 

 

 

 

Note 9

10

Roth IRA

 

 

 

 

Note 10

11

Joint Account 1

 

 

 

 

Note 11

12

Joint Account 2

 

 

 

 

Note 12

 Note 1: Social Security:

·         Social Security office (1-800-772-1213) should be informed.

o   This prevents the SS# from being used by ID thieves.

o   They (SSA) would recalculate (for retired people) social security benefits for the spouse.

o   Since social security is paid in advance, some amount may have to be refunded to Social Security; they will tell you how much.

o   Here is my SS # (­­­­­­___-__-____) {Keep this information secure.}

 Note 2: Pension:

Some government department, or a private company, or other organizations are sending my pension monthly. They should be informed. They will stop my pension and recalculate the pension for the spouse.

Here are the Contacts for Pension: 

Note 3: Annuities:

Here are the companies that I have annuities with. They should be informed.

 Provide details here:  ...

Note 4: Life Insurance:

Congratulations! You will get some life insurance amount if you have a policy.

Here are details.  ...

Note 5: Health Insurance:

I have the following health insurance for the family. They will recalculate for spouse only.

Note 6: Dental Health Benefits:

I have been paying for the family and they should be adjusted for the spouse and family only (without me) in the future.

Note 7: Vision Benefits:

I have been paying for the family and they should be adjusted for the spouse and family only (without me) in the future.

 Note 8: IRA: Is it set up as STIRPS?

It is not essential to take the whole amount in the IRA at once by the beneficiaries. The amount can be withdrawn over many years.

Of course, there is a Required Minimum amount to be withdrawn (RMD) each year.

Contact company for details.  ------

 (Note: if you have a 401K plan instead of an IRA) provide relevant details.

Note 9: Other IRAs:

Same as Note 8.

 Note 10: Roth IRA:

There is no minimum withdrawal requirement. There are no income taxes to be paid on amounts withdrawn from Roth IRA.

 Note 11: Change Joint Account(s) to individual Account(s)

 Account Numbers: -----

Note 12: Change Joint Accounts to Individual Accounts

Account Numbers: -----

Other Notifications

Serial No.

Organization

Address

Account Number

 

 

Remarks

1

Post Office

 

Home address

 

 

 

2

Gas company

 

 

 

 

Transfer name on account

3

Electricity

Supply company

 

 

 

Transfer name on account

4

City

 

 

 

Transfer name on account

5

Water, Sewer, Refuse

City or supplier

 

 

 

Transfer name on account

6

Driver License

DMV

 

 

 

Cancel

7

Vehicle Title

DMV

 

 

 

Change owner name

8

Home Deed

Attorney

 

 

 

Change owner name

9

Land

Attorney

 

 

 

Change owner name

10

Other

 

 

 

 

Assets (if any!)

Serial No.

Institution

Account No.

Phone no.

Web

Location

Remarks

A1

IRA 1

 

 

 

 

Note A1

A2

IRA2

 

 

 

 

Note A2

A3

Roth IRA

 

 

 

 

Note A3

A4

College 529

 

 

 

 

Note A4

A5

College 529

 

 

 

 

Note A5

A6

Home

 

 

 

 

Note A6

A7

Land

 

 

 

 

Note A7

A8

Joint Account 1

 

 

 

 

Note A8

A9

Stocks, Bonds, etc.

 

 

 

 

Note A9

A10

Security Container

 

 

 

 

Note A10

A11

Loans owed by others

 

 

 

 

Note A11

A12

Valuable collections

 

 

 

 

Note A12

A13

Life Insurance

 

 

 

 

Note A13


Note A1: IRA accounts

Note A2: Same as A1

Note A3: Details under accounts above

Note A4: College Savings Name and details

Note A5: College Savings Name and details

Note A6: Home: Address

Mortgage: Company name: etc. ...

Monthly amount to be paid: $ ....

Account Number: …

Phone number: …

Address:

Note A7: Land location (address):

Mortgage: Company

Monthly amount to be paid: $....

Account Number: …

Phone number: …

Address:

Note A8: Joint Account1: Bank Name

Note A9: Stocks, bonds, etc.: Name of company and details

Note A10: Security Container: Location

Note A11: Loans owed by others: Names and amount details (references)

Note A12: Valuable collections (Stamps, coins, gold, jewelry, rare manuscripts, etc.) Locations and details

Note A13: Life Insurance: Name: Beneficiary

Liabilities (Major)   (if any!)

Serial No.

Institution

Reference Number

Phone

Web

How paid

Remarks

1

Home Mortgage

 

 

 

 

NoteL1

2

Land Mortgage

 

 

 

 

NoteL2

3

Car Loan

 

 

 

 

NoteL3

4

Home Equity loan

 

 

 

 

NoteL4

L1: Mortgage on home: Company and details and location of papers

L2: Mortgage on Land: Company and details

L3: Loan or lease on Car(s): Company and details

L4: Home Equity Loan: Company and details

Other Loans: Company and details Account Numbers: ...

Liabilities/Monthly Bills to be paid

(Credit cards in my name should be cancelled and cards cut. Those in joint names should be transferred to spouse’s name only.)

Serial No.

Institution

What

Phone

Web

How paid

Date bill is due

Remarks

1

Visa1

 

 

 

 

 

NoteCC

2

Visa2

 

 

 

 

 

NoteCC

3

Amex

 

 

 

 

 

NoteCC

4

Mastercard

 

 

 

 

 

NoteCC

5

Macy’s

 

 

 

 

 

NoteCC

6

Discover

 

 

 

 

 

NoteCC

7

Store cards

 

 

 

 

 

NoteCC

8

 

 

 

 

 

NoteCC

NoteCC: Balances should be cleared monthly by the due date.

There should be another Template for how the other bills are paid (automatic deduction from bank account, credit card, check, cash, etc.)?

Taxes

S no.

Organization

Ref No.

Paid

To Pay

Reference

Remark

1

IRS

 

 

 

 

Note T1

2

State

 

 

 

 

Note T2

3

County/City

 

 

 

 

Note T3

4

Other

 

 

 

 

Note T4

Note T1: IRS: Federal Income tax: (How paid and when)

Note T2: State Income Tax: (How paid and when)

Note T3: County/City: Property Taxes: (How paid and when)

Note T4: Other.

Monthly or Periodic Bills

Serial No.

What

Institution

Phone

Web

How paid

Remarks

1

Gas

 

 

 

 

Note B1

2

Electricity

 

 

 

 

Note B2

3

Water, Sewer, Refuse/Garbage

 

 

 

 

Note B3

4

Newspaper

 

 

 

 

Note B4

5

Membership(s)

 

 

 

 

Note B5

6

Home Insurance

 

 

 

 

Note B6

7

Auto-Insurance

 

 

 

 

Note B7

8

Automobile Road Assistance

 

 

 

 

Note B8

9

Home Owners Association (HOA)

 

 

 

 

Note B9

10

Property Owners Association (POA)

 

 

 

 

Note B10

11

Lawn Mowing

 

 

 

 

Note B11

12

House Cleaner

 

 

 

 

Note B12

13

Cable

 

 

 

 

Note B13

14

Internet

 

 

 

 

Note B14

15

Home phone

 

 

 

 

Note B15

16

Home security

 

 

 

 

Note B16

17

Phone other

 

 

 

 

Note B17

18

Streaming TV

 

 

 

 

Note B18

19

Consumer Checkbook

 

 

 

 

Note B19

20

Consumer Reports

 

 

 

 

Note B20

21

Magazines

 

 

 

 

Note B21

Note B1 to B21: write guidance as applicable.

Indicate if any cancellations are to be done.

Inform if any changes should be made, in cases where they charge automatically to credit cards or bank accounts?

Note B1: Gas Bill:

Note B2: Electric Bill:

Note B3: Water, Sewer, Garbage Bill:

Note B4: Newspaper: (May be discontinued.)

Note B5: Memberships: (list)

Note B6: Home Insurance: Company, premium, date.

Note B7: Auto Insurance: Company, premium, date.

Umbrella Insurance:

Note B8: Company name:

Note B9: Home Owners Association, (HOA)

Note B10: Property Owner’s Association, (POA)

Note B11: Lawn mower, Monthly bill from

Note B12: House cleaner:

Note B13: Cable

Note B14: Internet

Note B15: Home phone

Note B16: Home security                                                   

Note B17: Phone other

Note B18: Streaming TV

Note B19: Consumer Checkbook                                   

Note B20: Consumer Reports

Note B21: Magazines (names & amounts)

Medical Bills

As we visit doctors, hospitals, and pharmacies, Insurance pays part of the charges, and we copay first and also pay balance to each doctor or provider of product or service.

 

S. No.

Name

Type of practice

Phone

Web

How paid

Remarks

1

 

Doctor

 

 

 

 

2

 

 

 

 

 

3

 

 

 

 

 

4

 

 

 

 

 

5

 

 

 

 

 

6

 

 

 

 

 

7

 

 

 

 

 

8

Dentist

 

 

 

 

9

 

 

 

 

 


Pharmacy

S. No.

Name

Type of practice

Phone

Web

How paid

Remarks

Online

 

 

 

 

 

 

Local shop

 

 

 

 

 

 

Call and cancel any refills for me or usually filled automatically by the pharmacy. 

Miscellaneous Items

Driver’s License: Cancel mine.

Yachts, Planes: If you have these items, then you are beyond this template; get your attorney’s help!

Vehicle Title: To be changed appropriately.

Vehicle Registration: To be changed appropriately.

Home Title: To be changed appropriately.

Land Title: To be changed appropriately.

Car Title: To be changed appropriately.

Vehicle Emissions test: Get it done when due & Pay by check or credit card.

Memberships: Cancel or pay when notice comes via email

Sports club memberships:

Auto Roadside Assistance: When notice comes by mail or via email.

Cable, etc.: TV, Internet, Digital Voice package

Set top box and wireless router to be returned or name changed.

Other TV: (e.g. IPTV, Yupptv,  Streaming Media)

My Domain Name: Should it be canceled, or kept up for some more years?

My Website annual hosting fee: Should it be canceled, or kept up for some more years?

Email ID: Cancel?

Wholesale Club Membership: Fee and what to do?

- Is there Reward cash amount and when does it come?

Contracts for maintenance services: Names and instructions

Home Owners Association Membership: optional ($ ...   ) Paid by check or online

Checkbook, Consumer Choice: Optional; paid by check

Magazine Subscriptions: Optional; paid by check

Whom to call list for repairs to Items, Devices, and Systems in the Home

Serial No.

What for

Company

Phone

Web

Remarks

1

Furnace

 

 

 

 

 

2

Air Conditioning

 

 

 

 

 

3

Refrigerator

 

 

 

 

 

4

Dishwasher

 

 

 

 

 

5

Clothes Washer

 

 

 

 

 

6

Garbage Disposer

 

 

 

 

 

7

Handyman

 

 

 

 

 

8

Home Security

 

 

 

 

 

9

Gas Problem

 

 

 

 

 

10

Electricity

 

 

 

 

 

11

Cable TV

 

 

 

 

 

12

Medical

 

 

 

 

 

13

Lawn/Yard/Snow

 

 

 

 

 

14

Home Cleaning

 

 

 

 

 

15

Neighbors

 

 

 

 

 

16

Taxi

 

 

 

 

 

17

 

 

 

 

 


Websites & Email Accounts

Serial No.

Type

Organization name

Address

Account Number

Contact Info

Remarks

1

Name

 

 

 

 

 

2

Email Account

 

 

 

 

 

3

Gmail

 

 

 

 

 

4

Yahoo

 

 

 

 

 

5

 

 

 

 

 

If you get most billing information via your email account, it is very important that you provide the email address(es) used for each account, password, and the contact information. Such information should be secure. 

Passwords: Location of secret documents and information.

Online Accounts

Serial No.

Type of Account

Organization

Address

Account Number

Contact Info

Remarks

1

 

 

 

 

 

2

Gmail

 

 

 

 

 

3

Yahoo

 

 

 

 

 

4

 

 

 

 

 

 

5

 

 

 

 

 

 

  Passwords: Should be provided via a secret location for security reasons. 

Organizations (Volunteer or Professional or other) 

Serial No.

Organization Name

Address

Reference Number

Web

Phone

Remarks

1

 

 

 

 

 

 

2

 

 

 

 

 

 

3

 

 

 

 

 

 

4

 

 

 

 

 

 

5

 

 

 

 

 

 

Friends: Location ____________ of list with contact information

Relatives: Location ___________ of list with contact information.

---....---

[1] The list is put together with information from the following sources. 

http://www.consumerreports.org/cro/magazine/2012/10/what-to-do-when-a-loved-one-dies/index.htm

http://www.ehow.com/list_6053962_organizations-notify-after-death.html

http://www.msn.com/en-us/money/personalfinance/will-your-heirs-get-slammed-with-your-outstanding-debt-when-you-die/ar-AAicWXd?li=BBmkt5R

Please note that in this Template, the writers used the word 'you' that refers to the person preparing the document as well as the the person (possibly, Spouse) receiving instructions and details based on the context.

Alert: You may have to revise this document periodically to update it! Long live!

Comments are welcome so that I can update this Template.

- End of Document -





Friday, December 11, 2020

Varahavatharam gave us Water and land to live

                                                    Water and Varahavataram

Som Karamchetty

Water neither leaves the earth nor comes from outside. Water from icebergs, aquifers, clouds, and the oceans is all that we have. All the water we have and will have is already here on the earth. (Possibly the space explorers take a little bit of water with them and leave it on other planets.)

Of course, it is possible that if all the water in the icebergs, lakes, rivers, and clouds goes into the sea, the sea level will increase. But, such water (on the land) is said to be a small proportion of the total water on the earth. The oceans and seas already have a very high proportion of the water on the earth.

 

If sea level goes up or down in one part of the world, it should be the opposite in some other parts of the world as all the oceans and seas are connected.

Hence, the main cause for sea level to rise is the water on the land portion of the earth reaching the oceans and seas. Let us analyze that aspect.

Total volume of water on earth is 1.386 billion km³ (333 million cubic miles) 97.5% of that water being salt water and 2.5% being fresh water.[1 & 2]

Thus, the Fresh water we have on the earth is 0.025 * 1.386 Km ^ 3 = 0.0365 billion Km ^ 3

Surface area of all oceans and seas = 361 * 10 ^ 6 Km ^ 2

If all the fresh water on the earth moves to the oceans and seas, the height of the oceans and seas will increase by the Volume of fresh water divided by the Surface area of the oceans and seas.

So, the increase in the height of sea water will be 0.0365 billion Km ^ 3 / 361 million Km ^ 2.

                        =  0.1 km = 100 meters.

Since there is no wall between the oceans and seas and the land, the water will move on to the land area of the earth. So let us calculate what happens if all the water covers the whole surface of the earth.

The total surface area of the Earth is about 510 million km2 (197 million sq mi). Of this, 70.8%, or 361.13 million km2 (139.43 million sq mi), is below sea level and covered by ocean water.[3]

Therefore, if the entire quantity of fresh water gets added to the saline water in the oceans and seas and spread over the whole area of the earth, the rise of the sea level = 100 * 29.2/100 = 29.2 meters. [4]

As we notice or understand the earth is really not a smooth sphere. It has deep depressions that formed the oceans and seas. If it were a smooth surface, the oceans and seas would have covered the entire earth and the earth would have been at a depth of 29.2 meters under water. This could be our fate unless we are careful with the environment! 

The puranas say that God Vishnu during the Varahavatara lifted the Earth from the seas. [5] If we do not take the literal meaning for the word ‘lift’ but to understand it as the Earth being taken out of its plight, we can realize that Srimannarayana might have reshaped the earth as it exists now, after his ‘lifting” it out of the sea. So, one should imagine that He squeezed the earth so that there are depressions that formed the deep depressions, where the water got stored and as the quantity of material of the earth got displaced, formed the hills and mountains while some portions stayed flat.

So, we have the current Earth and the environment as the gift we received from Srimanarayana.

As the sun shines, more water will evaporate and reach the land thus increasing the amount (or volume) of water on the land potion of the earth. But, because water runs downhill, it will try to go back to the sea, except where it is trapped or used up. Thus, a good recycling and recirculating mechanism provided to give us fresh water perennially.

If we create a smoke screen over the earth and reduce the sunshine (solar radiation) reaching the oceans, there will be less sea water evaporated and less amount of rain water on the land and the amount of sea water will increase. Furthermore, if we allow too much sun to melt the icebergs on land, water will run down to the oceans and seas. In either scenario or some combination of both, more water will reach the oceans and seas.

That is when the oceans and seas will begin to rise to the maximum level.

Based on the current trend, how long will it take to get there?

“The rate of sea level rise in the satellite era has risen from about 0.1 inch (2.5 millimeters) per year in the 1990s to about 0.13 inches (3.4 millimeters) per year today.” [6]

At this rate, the sea level will rise to its maximum level in 100 meters divided by 3.4 millimeters per year. That yields 29,412 years

So, it is likely to be a 1,000 generations. It may first affect those in low lying areas of the earth but, you tell your descendants to start getting towards the Mount Everest and they can be here on earth a long time. Moreover, as the ice melts, they will have some free land there on the Mount Everest to grow food. They should take some good soil and some seeds too. Yes! Some ammunition also as another country is already encroaching there.

Of course, by growing some trees, they can keep some water in those green trees and there will be less water going to the oceans and seas.

Cautionary Note: This is not purported to be a scientific paper but a simple guesswork on my part.

References:

[1] https://en.wikipedia.org/wiki/Water_distribution_on_Earth

[2] https://en.wikipedia.org/wiki/Water_distribution_on_Earth#:~:text=The%20total%20volume%20of%20water,liquid%20form%20on%20the%20surface

[3] https://en.wikipedia.org/wiki/Earth

[4] Assumption that the earth as a smooth sphere with no valleys and mountains.

[5] https://en.wikipedia.org/wiki/Varaha

[6] https://climate.nasa.gov/news/2680/new-study-finds-sea-level-rise-accelerating/

Saturday, November 28, 2020

Wonderful Adhyathmic explanations by Sri Garikipati Narasimha Rao garu for 25 Annamayya Sankeerthanalu at Annamayya Pataku Pattabhishekam

 

Wonderful Adhyathmic explanations by Sri Garikipati Narasimha Rao garu for 25 Annamayya Sankeerthanalu at Annamayya Pataku Pattabhishekam

Enjoy the songs and grasp the meanings.

https://www.youtube.com/watch?v=LRPMcbjZ8MY

Garakipati Narasimharao Explanation to Annamayya song || Singer-Deepthi Suresh || Music-S.Madhukar.

Nov 28, 2020

[…]

https://www.youtube.com/watch?v=U-f614N0NOw

Garakipati Narasimharao Explanation to Annamayya song || Singers-Sruthika & Pranathi || Music-Nihal.

Nov 22, 2020

 

[…]

 

https://www.youtube.com/watch?v=pWNjTxDscTI

Garakipati Narasimharao Explanation to Annamayya song || Singer-Gayatri Narayanan || Music-Vasu Rao.

Nov 19, 2020

[…]

 

https://www.youtube.com/watch?v=IyDCOm5zTP0

Garakipati Narasimha Rao Explanation for Annamayya Song || Singer-Ishaan Nigam || Music-Josya Bhatla

Nov 18, 2020

[…]

 

https://www.youtube.com/watch?v=h-cU0KHDhKk

Garakipati Narasimharao Explanation to Annamayya song || Singer-Nihal || Music-Nihal.

Nov 24, 2020

[…]

 

https://www.youtube.com/watch?v=HIKLFHFTbjE

Garakipati Narasimharao Explanation to Annamayya song || Singer-Gowtam Bhardwaj || Music-Sree Nidhi.

Nov 24, 2020

[…]

 

https://www.youtube.com/watch?v=hIV12_coNeM

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Thursday, November 26, 2020

Sequences of Numbers in Chamakam and their Significance?

 Sequences of Numbers in Chamakam and their Significance

Sri K Suresh, in a Youtube Video [1], indicated that a particular sequence of numbers in Chamakam interested him.

People, who are not familiar with Chamakam and the numbers, may refer to this Blog [2].

The numbers are: 1, 3, 5, 7, 9, 11, 13, …, 33.

These numbers are not sequential. There appears to be no pattern to them.

Sri Suresh decoded them and found that the sequence of numbers is actually the Differences of Squares of a sequence of Natural Numbers from 1 to 17. That was a good discovery.

But, what do the resulting numbers in Chamakam represent? The numbers could be a coded message of some type. I liked to find out.

I did an Internet search with the keyword Chamakam, which led me to a number of additional references. I am reproducing a few links at the bottom. [3]

The numbers of interest are the sequence of natural numbers, the difference of Squares of successive numbers, and the sum of the successive squares of numbers. Thus, there are three sets of numbers, which would be seen in Figure 1.


Figure 1: Table Showing the Method to Arrive at the Numbers in Chamakam (Source: Screen Clipping from Reference [1]))

The process or method to arrive at these numbers is shown in Figure 2.

Figure 2: The Method to arrive at the Table in Figure 1.

We notice three sequences as follows.

Sequence of Natural Numbers = 0, 1, 2, 3, 4, 5, 6, … 17

Sequence of Squares on Natural Numbers = 0, 1, 4, 9, 16, 25, 36,  … 289

Difference of Squares of two successive numbers =  -, 1, 3, 5, 7, 9, 11, 13, …, 33

The successive difference between any two numbers = 2

Sum of the Successive Difference of Squares of two successive numbers =  -, -,  4, 8, 12, 16, …

Each Sum of the Successive Differences of Squares differs from the prior one by a constant value = 4.

Incidentally, this sequence of numbers is also the sequence of successive natural numbers with each number multiplied by 4, i.e. 4 * (0, 1, 2, 3, 4, …).

While this derivation and arithmetic interpretation is interesting, I wondered what significance these sequences of numbers may have. I checked with friends knowledgeable about texts in Dharma Sastras such as, Sri Rudram and Chamakam if such sequences of numbers were referred in any other context. I will post their responses with their permission when I get them.

As I pondered over this puzzle, the idea of squares of numbers suggested to me areas of surfaces of structures. I wanted to see how a geometric representation would look like. The difference in squares of natural numbers can be represented as the area of a surface formed when two squares intersect as in the plan view of a structure. Thus the series of numbers can be referring to a series of the surface areas as shown in Figure 3. Could the numbers be pointing to a Structure?

 

Figure 3: The sequences of numbers may represent the areas in the plan of a structure.

That leaves us with the question as to what the other sequence of numbers would represent. The sum value can be the height of each segment as shown in Figure 4.


 

Figure 4: A Structure that may represent both sequences of Numbers.

Of course, this prompts the question if there is any physical structure specified in the literature with such proportionate dimensions. Of course, that is for the experts to respond.

In the above figures, square shaped bases are shown at each elevation as the discussion dealt with Squares of numbers. However, the base can also be circles as a circle will have an area equal to Pi R ^ 2.  Such a structure can look like that shown in Figure 5.

Figure 5: A Structure with Circular Bases.

It occurred to me that since a sphere has a surface area of 4 Pi R ^ 2, the sequence of numbers may represent the difference between the surface areas of successive spheres. But, I could not think of a geometric representation that shows the difference between the surface areas of two spherical segments. Roofs of a structure take such surfaces. I will try later on if it works out. 

Sri Panchanana M.R.L.N. presented a geometric explanation for these sequences of numbers in Chamakam. [4]

Another blog, “Mathematics in Chamakam” explains the significance of these sequences of numbers in cultural and religious terms as boons sought by worshippers. [5]

 Well! That brings me to the end my ability to think on this topic for now. Hence, I am posting this explanation on the Social Media and am requesting friends to reflect on the question with their knowledge of arithmetic, geometry, and the Dharma Sastras. They can provide a fuller and better explanation.

Now, it is the turn of my friends.

References:

[1] Sri K. Suresh, Chamakam Decoded | Difference of Squares, My Meeting with Sringeri Swamigal,” Sep 16, 2020 https://www.youtube.com/watch?v=h6ERtEnpcvM

[2] Connect Science To Divinity: Mathematics In Chamakam

[3] Additional Links to Chamakam and Mathematics:

http://isatsang.blogspot.com/2016/07/construction-of-odd-and-even-numbers-in.html

https://vivekitam.wordpress.com/2009/04/28/geb-properties-of-natural-numbers-and-chamakam/

http://connectsciencetodivinity.blogspot.com/2017/04/mathematics-in-chamakam.html

http://satyamparamdheemahi.blogspot.com/2014/01/rudra-chamakam-numbers.html

http://nrsrini.blogspot.com/2012/01/what-do-odd-and-even-numbers-in.html

https://www.astrojyoti.com/srirudram.htm

https://medium.com/@chinmayi.kanugonda/unraveling-the-secrets-of-rudram-athi-rudra-maha-yagya-b4b241ce29f8

https://www.livermoretemple.org/hints/content/html/Maharudram_description.pdf

https://www.starbrightokanagan.ca/forum/chamakam-11th-anuvaka-meaning-88345d

https://www.linkedin.com/pulse/science-essence-sri-rudram-sivkishen-lionlinked-gmail-com/

[4] Geometry of "Roof of Garbhagriham" in Rudradhyayam of Yajurvedam: Pythogorean theorem in Chamakam (chamakamgeometry.blogspot.com)

[5] http://chamakamgeometry.blogspot.com/2013/05/geometry-in-chamakam.html

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Friday, September 25, 2020

Bio of Som Karamchetty, PhD

 

Som Karamchetty, PhD

     After working as an executive and as a senior staffer for sixteen years, Som retired from the US Army Research Laboratory (ARL) in 2004. Som was on the faculties of Indian Institute of Technology, Kharagpur, India, The University of Newcastle, Australia, and Drexel University, Philadelphia, PA as a full time member, or a visiting professor for over two decades.  He served as the ARL Distinguished Visiting Professor at Naval Postgraduate School, Monterey, CA in 1996.

     In a sixty year engineering, applied research, and management career, he delivered several reports to customers and inventions to his employers, and received three patents and several awards. He was chosen as the Principal Technology Investigator for Artificial Intelligence and manager of advanced technology projects at Martin Marietta Data Systems. In 2016, he published a peer reviewed paper on hierarchical engineering model of the human body in the American Society of Mechanical Engineers (ASME) publication.

     Dr. Karamchetty received M Tech and PhD degrees from IIT, Kharagpur, and BE (Hons) from College of Engineering, Kakinada, India. Trained as a Program Manager from the Defense Systems Management College (DSMC) he was admitted to the US Army Acquisition Corps in 1993. He is a life Member of the American Society of Mechanical Engineers (ASME), held ASME committee positions, and was also a member of several professional associations.

     As a volunteer business mentor with SCORE Association from 2004, he counseled over 2,500 clients with a good fraction of his clients having started businesses and created jobs. He was honored as an Emeritus Mentor.

     He continues to write new concepts and proffers suggestions in a number of areas and works to help India and US in technical and business sectors.

Saturday, September 19, 2020

A Report on the plight of US unless it corrects its course

 

The Right Course for US

Here is a very interesting and informative presentation at the link below. The US should look at it as a warning sign.

What we consume and what assets we have are not measures of our likely future. What we produce and what our capabilities to produce are the real indicators of our future.

The US should bring its production home and to very good friends in order to begin producing everything we need. Otherwise, before long, the workforce will forget how to make anything. Here are the indicators.

Over a half a century ago, young people used to distribute newspapers, help mother in washing dishes, assist dad in mowing the lawn, do child minding, work part time as waiters and waitresses in restaurants, and so on. They knew how to do manual work to earn and save money, and to create wealth for themselves and thus for the nation. Consequently, they used to grow up with good communication, marketing, making, and management skills. American farmers produced enough grains to help the hungry nations.

Now, children and young people get pocket money from parents to buy imported electronic devices and apps to play games using only their fingers. Parents take loans so that the children can pursue soft subjects in school and college.

Americans get immigrants to do manual labor. The immigrant laborers use imported machines and tools. We have no strategic plan to train unskilled laborers. The result is that they remain unskilled forever needing basic welfare benefits. Our academics do great theoretical and analytical discoveries and inventions. However, it is known that such creative ideas and concepts yield only single digit wealth while the final manufactured products yield high double digit returns.

We started counting a few hundred billionaires while ignoring hundred million families unsure of their future.

We should start making things before we forget what manufacturing is.

We should begin exercising our limbs again lest we suffer muscular dystrophy.

We should get back to building bridges and canals for international trade and development lest we are forced to build space high walls to defend our lands.

We should enrich our workforce skills along with advanced robotic and AI/ML technologies so the machines serve us lest we get forced to serve the masters of such machines.

We should deploy our intellectual, creative, communication, and manual capabilities so that all citizens work and enjoy the fruits and flavors of our combined effort.

Here is the link.

https://www.turkishnews.com/tr/content/wp-content/uploads/2020/07/THE-CHINESE-ARE-LEAVING-US-IN-THE-DUST.pdf

THE CHINESE ARE LEAVING US IN THE DUST!

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